Video: Yuav ua li cas rau Utma thaum tus me nyuam muaj 18 xyoo?
2024 Tus sau: Edward Hancock | [email protected]. Kawg hloov kho: 2023-12-16 01:32
Cov nyiaj khaws cia no, txhais los ntawm Txoj Cai Hloov Hloov Hloov Cov Menyuam Yaus (Uniform Transferto Minors Act) ( UTMA ), tuav nyiaj ntsuab thiab lwm yam khoom muaj txiaj ntsig rau cov menyuam yaus. Txawm tias cov tus menyuam tam sim ntawd muaj cov tswv cuab ntawm cov cuab tam, nws tsis tuaj yeem nkag mus txog lawv tig hnub nyoog 18 los yog hnub nyoog 21 xyoos twg tus me nyuam cov neeg nyob hauv xeevdictates.
Ib sab ntawm qhov no, hnub nyoog twg UTMA cov nyiaj hloov pauv?
Tsis siv nyiaj rau classic UGMA accounts , qhov no feem ntau tshwm sim ntawm hnub nyoog ntawm 18. Rau cov tshiab UTMA cov account , qhov no laj is feem ntau 21, tab sis tej zaum yuav lig li hnub nyoog 25. Tsis zoo li Tshooj 529 cov phiaj xwm thiab Coverdell ESA's, tsis muaj peev xwm ua tau hloov tus tus account rau lwm tus menyuam lossis cov neeg tau txais txiaj ntsig hloov pauv.
Tom qab ntawd, cov lus nug yog, UTMA tus account puas tuaj yeem raug kaw? Kaw a UTMA Tus neeg saib xyuas Tus account . Ntau zaus cov niam txiv, pog yawg thiab cov zoo li, teeb tsa UniformTransfers to Minors Act ( UTMA ) bank nyiaj cov menyuam yaus ua ib yam khoom qub txeeg qub teg rau thaum lawv muaj hnub nyoog laus. Cov hom ntawm account tau ua nyob rau hauv daim ntawv ntawm kev txuag nyiaj, kev kuaj xyuas, lossis kev lag luam nyiaj txiag tus account.
Raws li txoj cai, yuav ua li cas rau tus account UTMA thaum tus menyuam yaus tuag?
Yog tias me nyuam tuag ua ntej kev loj hlob, UTMA nyiaj dhau los ua ib feem ntawm cov me vaj tse. Yog tias me me tsis muaj lub siab nyiam, cov niam txiv feem ntau yuav tau txais cov cuab yeej cuab tam. Txawm li cas los xij, hais tias McCabe, koj yuav tsum muaj peev xwm xaiv tsa tus neeg saib xyuas los tuav ib yam dab tsi tshwm sim koj.
Kuv puas yuav tsum tau them se ntawm UTMA tus account?
Yog koj nyiam, koj tuaj yeem them tus se ntawm koj tus menyuam UGMA / UTMA peev nyiaj tau los ntawm koj se rov qab los ntev li ntev tau koj ua tau raws li InternalRevenue Service cov cai. Cov nyiaj tau los hauv 529 cov phiaj xwm yog se -dawb raws li lawv tau siv rau cov nqi kawm ntawv, thaum UGMA cov nyiaj tau los ua se thaum koj tus menyuam siv nws tus qauv txiav tawm.
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